How Does Insurance Work?

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Insurance is one of the most crucial things to have. Having insurance can protect you and your family from surprises that could make you broke. Because of this, everyone should have insurance. However, many people can be confused by the different types of and how it works. Insurance is essentially the guarantee of compensation if something valuable is lost. Learning more about how insurance works can help you make the right choices when choosing a plan.

Protecting Your Assets

The most important aspect of any kind of insurance is to protect your assets. With homeowners insurance you are protecting your home and property. With car insurance you are protecting your car and liability in an accident. Health insurance is a bit different, but the goal is to protect your assets in case you have any health issues. All types of insurance have one goal in mind and that is protecting you and your assets. Without insurance, you can suffer a financial burden if an accident happens. This is why insurance is crucial for everyone to have. Not having one can make you go bankrupt.

How Do Premiums Work?

A premium is an amount to be paid to ensure that you have insurance coverage. Premiums are not like monthly fees as they can change based on your risk. For example, someone with a lot of car accidents will have a high risk and a high premium. When you sign up for insurance, you’ll get a premium that is for a certain period of time, usually six months. You can pay it off at once or choose a monthly payment plan, sometimes with an additional fee. So your premium will need to be divided by six or twelve to calculate what you would pay per month.

Determining Coverage

There are several steps to determine the type of coverage you need. The first step is to check how much you can comfortably pay for insurance. While it’s important to protect your belongings, full coverage can be expensive and counter-intuitive if your assets aren’t worth much. Once you budget how much you can pay, you need to find what type of coverage and what deductible best suits you. If your property is brand new, getting maximum coverage is best if you can afford it. Older cars and homes should have deductibles that are cheaper than the total price of the car and not cost more than the property itself.

Getting a Quote

Getting a quote for insurance is the easiest part of the process if done correctly. The most popular way is to go online and get multiple quotes from several providers. Insurance quotes can vary greatly, so getting a couple can save you the most money. Some insurance companies also offer discounts such as good student discounts, senior discounts, homeowner discounts and even discounts for military service. Always get at least five different quotes before choosing a provider and choose the one that offers the best price. After all, insurance is a long term commitment.

Filing a Claim

If you have suffered some sort of damage or loss of property, filing a claim can get you back on track and help you spend little money to fix your damaged goods. Once you have a claim to file you need to contact your agent who will help guide you through the process. If you are in a car accident, you would file a claim and give them the accident details. This could be pictures, videos and a police report. An insurance agent will check if you are liable or not and send you someone who can repair your damaged goods.


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Error Torghost v2.0 in Kali Linux #25


igoreduardo commented Nov 13, 2017


smokescreen42 commented Dec 1, 2017

Sorry, something went wrong.

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guy477 commented Jun 5, 2019 • edited


FryerTuck commented Aug 21, 2019

No branches or pull requests


I am having trouble connecting to Tor, and I can’t figure out what’s wrong.

If you’re having trouble connecting, an error message may appear and you can select the option to "copy Tor log to clipboard". Then paste the Tor log into a text file or other document.

If you don't see this option and you have Tor Browser open, you can navigate to the hamburger menu ("≡") , then click on "Settings", and finally on "Connection" in the side bar. At the bottom of the page, next to the "View the Tor logs" text, click the button "View Logs...".

Alternatively, on GNU/Linux, to view the logs right in the terminal, navigate to the Tor Browser directory and launch the Tor Browser from the command line by running:

‪ ./start-tor-browser.desktop --verbose

or to save the logs to a file (default: tor-browser.log)

‪ ./start-tor-browser.desktop --log [file]

You should see one of these common log errors (look for the following lines in your Tor log):

Common log error #1: Proxy connection failure

If you see lines like these in your Tor log, it means you are failing to connect to a SOCKS proxy. If a SOCKS proxy is required for your network setup, then please make sure you’ve entered your proxy details correctly. If a SOCKS proxy is not required, or you’re not sure, please try connecting to the Tor network without a SOCKS proxy.

Common log error #2: Can’t reach guard relays

If you see lines like these in your Tor log, it means your Tor failed to connect to the first node in the Tor circuit. This could mean that you’re on a network that’s censored.

Please try connecting with bridges, and that should fix the problem.

Common log error #3: Failed to complete TLS handshake

If you see lines like this in your Tor log, it means that Tor failed to complete a TLS handshake with the directory authorities. Using bridges will likely fix this.

Common log error #4: Clock skew

If you see lines like this in your Tor log, it means your system clock is incorrect. Please make sure your clock is set accurately, including the correct timezone. Then restart Tor.

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TorGhost on Kail

TorGhost on Kail

TOR is a great service for anonymity. However, if you want to use it in Kali you would have to install the Tor Browser, great for hiding web browsing but not for running exploits or scanning. One tool that shines out for me is TorGhost. With TorGhost running, it will route all the network traffic through tor network i.e. every application that tries to connect internet will go through tor network. GOOD TIMES. Like a blackhole, not a single ping can escape.  DNS Leakage  (no cream for this one i’m afraid), it’s is an issue in network security that most of us don’t know. For years Government agencies hunt down hackers using this vulnerability, and very successfully too. No matter how safe you encrypt dns leak is a serious issue. for more info:  What is DNS leak and how it affects your anonymity . TorGhost have a solution for that too. It can use a remote and anonymous DNS server to resolve hostname unlike other unsafe applications that uses dns provided by your ISP.

Good read: Can You Stay Anonymous While Participating in a DDoS Attack?

Installing TorGhost

To clone the project off of GitHub simply open a terminal and type:

git clone

Lets do a quick update:

apt-get update

Then open the new folder:

cd torghost

Next you need to change the file permissions, type:

chmod +x ./*

Start TorGhost

If you want to run TorGhost type:

torghost start

Stop TorGhost

And if you want to stop it, simple type:

torghost stop

That’t it! You can now route traffic through The Onion service! Anything done over the Internet on your computer will be router through Tor servers. Meaning, most importantly, that includes scanning, poking, browsing, and running exploits.

AI: Hello human, I am a GPT powered AI chat bot. Ask me anything!

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    igoreduardo commented on Feb 15, 2018. Problem resolved removed torghost install again torghost torghost start. CURRENT IP : Not Found

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    I am trying to install Torghost on Kali and am encountering various issues when running the install and build scripts.

  9. I am having trouble connecting to Tor, and I can't figure out what's

    If a SOCKS proxy is not required, or you're not sure, please try connecting to the Tor network without a SOCKS proxy. Common log error #2: Can't reach guard

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